Effective Date: November 11, 2025

1. Overview
This Payment Policy explains the terms and conditions related to payment methods, processing, and security for purchases made on https://smrewinfotech.in. By placing an order on our website, you agree to the terms outlined below.

2. Accepted Payment Methods
We accept the following forms of payment for online orders:

  • Credit and Debit Cards (Visa, MasterCard, RuPay, etc.)

  • UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)

  • Net Banking

  • Wallets and EMI (where applicable)

  • Cash on Delivery (COD) for select pin codes

Payment method availability may vary depending on your location or the products in your cart.

3. Payment Processing
All online payments are processed through secure, third-party payment gateways that comply with PCI-DSS (Payment Card Industry Data Security Standard) requirements. Smrew Infotech Works Private Limited does not store your card or banking details on our servers.

4. Cash on Delivery (COD)
COD is available for select locations within India. To ensure successful delivery, customers must provide a valid phone number and address. Refusal to accept COD orders without valid reason may result in account restrictions.

5. Pricing and Currency
All prices listed on the website are in Indian Rupees (INR) and include applicable taxes unless otherwise stated. Shipping charges, if applicable, are displayed at checkout before you confirm your order.

6. Payment Confirmation
Once your payment is successfully completed, you will receive an order confirmation via email or SMS. In case of any technical issue or delay in confirmation, please contact us with your payment reference number.

7. Failed or Declined Transactions
If your payment fails, please recheck your payment details or try a different method. Smrew Infotech Works Private Limited is not responsible for payment failures caused by network issues, incorrect details, or third-party gateway errors. No order will be processed until full payment is received (except COD orders).

8. Refunds for Canceled or Returned Orders
Refunds, when applicable, are processed as per our Refund and Return Policy. For prepaid orders, refunds will be issued to the original payment source within 5–7 business days after approval.

9. Fraud Prevention
Smrew Infotech Works Private Limited reserves the right to cancel orders or block accounts if fraudulent activity or payment irregularities are suspected. Legal action may be taken in case of intentional misuse.

10. Contact Us
For payment-related assistance or queries, please contact:
Smrew Infotech Works Private Limited
Email: admin@smrewinfotech.in
Website: https://smrewinfotech.in